MPChat’s “The Fourth Covenant” Manifesto Aims to Reshape Digital Freedom Through Integrated Crypto Communication and Payment Solutions

Hong Kong, China, Oct. 17, 2025 — A next-generation digital finance platform has unveiled its core principles, officially committing to address the growing concerns of privacy violations and obstacles to seamless value transfer in today’s digital landscape. By integrating end-to-end encrypted communication, a flexible stablecoin wallet, and a global payment card into a unified super-application, MPChat seeks to offer a comprehensive solution for digital autonomy to users worldwide, particularly targeting digital nomads, international students, and AI developers.

 

The core principles begin by raising a crucial question: “When our conversations are monitored, transactions scrutinized, and digital assets frozen, what is left of our freedom?”. MPChat suggests human progress has always upgraded individual liberty’s operating system, with each upgrade marked by a new agreement. From ancient laws to declarations of equality, these agreements have expanded and protected individual rights. MPChat believes Bitcoin’s creation—a decentralized, reliable system for value—marks the beginning of “The Fourth Covenant.”

However, the manifesto points out that despite having access to a decentralized world, centralized platforms still control our daily lives, creating “New Shackles”:

  • • The Cage of Communication: User’s private conversations are mined for corporate data, creating risks of leaks and misuse. 
  • • The Walls of Value: Expensive, inefficient cross-border payments hinder value flow between global citizens and create issues for AI developers, international students, and digital nomads. 
  • • The Absence of Sovereignty: Users lack ultimate control over their digital identities and assets. 

MPChat aims to break these barriers and advance digital freedom through its platform, guided by the mission: “To accelerate the world’s transition to a crypto-based lifestyle (Live With Crypto).” MPChat is focused on building functional tools for this new era of digital freedom.

To realize this vision, MPChat focuses on digital freedom’s fundamental principles, establishing four key pillars:

  • 1. Information Sovereignty: MPChat prioritizes end-to-end encryption by default, ensuring user conversations remain private. 
  • 2. Asset Sovereignty: MPChat has collaborated with leading institutions to develop the MPChat Wallet and MPCard system based on stablecoins, enabling users to manage their digital assets globally with security, low costs, and efficiency, ensuring complete control over their value. 
  • 3. Ecosystem Openness: MPChat promotes creation as the ultimate form of freedom. The upcoming MP Developer Platform will offer its core functionalities to developers, allowing them to create MiniApp use cases and a thriving ecosystem. 
  • 4. Growth by Consensus: MPChat’s referral system shares platform growth benefits with every “evangelist,” incentivizing community growth. 

The manifesto concludes by emphasizing that “Live with Crypto” is a serious engineering objective. MPChat aims to accelerate the industry’s adoption of a freer, more efficient crypto-based lifestyle. This document is MPChat’s commitment to upholding the spirit of “The Fourth Covenant” in its products and interactions.

About MPChat

MPChat is transforming digital communication and value exchange. The all-in-one application seamlessly combines end-to-end encrypted messaging with a secure stablecoin wallet, a global crypto card, and a virtual banking system. Designed for digital nomads, international students, and borderless businesses in the new global economy, MPChat addresses cross-border payment issues, enabling users to transact and communicate with freedom and privacy. Its mission is to accelerate the world’s transition and help everyone to truly ‘Live with Crypto’.

Disclaimer: The information provided in this press release is not a solicitation for investment, nor is it intended as investment advice, financial advice, or trading advice. It is strongly recommended you practice due diligence, including consultation with a professional financial advisor, before investing in or trading cryptocurrency and securities.

CONTACT: James Smith

MindMatrix Technology Limited

support at mp.net

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